Our Management Team

Meet the team committed to your investment.


Chief Executive Officer and acting Chief Financial Officer, Mr. Harding oversees all accounting, taxes and controls and procedures along with our strategic planning CPA license (Colorado), Charter Global Management Accountant (CGMA) BSBA in accounting and MBA from the University of Denver.


Mr. Downs in the past 23 years has been a water broker and also has appraised water rights for a variety of cities, banks and estates. He has served as a water expert witness in court cases. As a water broker, Mr. Downs specializes in moving underground water from one diversion point to another. He has extensive knowledge in conveyance of water right deeds, beneficial use, artesian wells, proof of appropriation or permanent change along with adjudication of well rights.Board member and chairman of the audit committee. Mr. Downs is a member of our Nominating, Governance and Compensation committee.


Mr. Williams has over 30 years experience in the insurance industry. He has served in multiple roles in both originations and administration side of operations. Mr. Williams is currently an officer and director in a Bermuda-based insurance company. He is acting Vice Chairman of Capital Management of Bermuda, formally known as the Travelers of Bermuda one of the first chartered insurance companies in Bermuda. Additionally, he has formed three insurance operations. From 2008 to 2018, Mr. Williams served on the board of GEE Group, Inc., a public company traded on the NYSE American exchange. He chaired the nominating committee and was a member of the Corporate Governance Committee and Audit Committee.


Mr. Kylstad has had an extensive 40-year career in banking, finance, public company management and reporting, mergers & acquisitions, and private capital investment. His work has included numerous start-ups, taking companies private to public, taking companies public to private, roll-ups, private sales, IPOs, and liquidations. During his career, Mr. Kylstad has been the Chairman of the Board, director and CEO of a number of public companies. This includes past director and Chief Operating Officer of Bank of Southern California and Chairman and Chief Executive officer of American Home Capital Corporation. Mr. Kylstad is chair of the Audit Committee.